Employee Loan
สินเชื่อเพื่อพนักงาน
Big Money PLUSGet Approved & Receive a Lump SumSmall businesses, office workers and working peopleEmployee loan interest rates
| Customer group | Approved amount | Interest rate (per year) | Repayment term (months) |
|---|---|---|---|
| Permanent employees | 300,000 baht and above | 23% | 4 / 6 / 12 / 24 |
| 30,001 - 50,000 baht | 24% | 4 / 6 / 12 / 24 | |
| 4,000 - 30,000 baht | 25% | 4 / 6 / 12 / 24 |
Interest calculation
Reducing-balance interest calculation
Reducing-balance formulaPrincipal × annual interest rate × days in the period
365 (days in a year)
365 (days in a year)
Employee loan calculation example. Interest rates and repayment terms depend on the approved amount.
| Installment | Due date | Days | Payment | Interest | Principal | Remaining principal | Calculation example |
|---|---|---|---|---|---|---|---|
| 1 | 1 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 2 | 2 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 3 | 3 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 4 | 4 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 5 | 5 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
Estimate your repayments
Choose an amount and term to see an estimate using the listed rate and reducing-balance interest.
baht
Annual interest rate
