Personal Loan
สินเชื่อส่วนบุคคล
Big Money PLUSGet Approved & Receive a Lump SumFor small businesses personal loans and working peoplePersonal loan interest rates
| Customer group | Approved amount | Term / interest rate (per year) |
|---|---|---|
| 4 / 12 / 24 / 36 / 48 / 60 months | ||
| Permanent employees | 100,000 - 300,000 baht and above | 23% |
| 20,000 - 99,999 baht | 25% | |
| 7,000 - 19,999 baht | 25% | |
| Business owners | 100,000 - 300,000 baht and above | 25% |
| 20,000 - 99,999 baht | 25% | |
| 7,000 - 19,999 baht | 25% |
Interest calculation
Reducing-balance interest calculation
Reducing-balance formulaPrincipal × annual interest rate × days in the period
365 (days in a year)
365 (days in a year)
Personal loan calculation example. The interest rate depends on the approved amount and term.
| Installment | Due date | Days | Payment | Interest | Principal | Remaining principal | Calculation example |
|---|---|---|---|---|---|---|---|
| 1 | 1 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 2 | 2 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 3 | 3 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 4 | 4 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
| 5 | 5 Feb 2025 | 30 | Per contract | Per approved rate | — | Decreases each installment | Remaining principal × interest rate × days / 365 |
Estimate your repayments
Choose an amount and term to see an estimate using the listed rate and reducing-balance interest.
baht
Annual interest rate
