Small business loan
Nanofinance

Big Money PLUS

Get Approved & Receive a Lump Sum

For small businesses, office workers and working people

Nanofinance loan interest rates

Nanofinance loan interest rates
Customer group	Maximum approved amount	Term / interest rate (per year)
Customer group	Maximum approved amount	24 months
Small business owners	100,000	33%

Terms and conditions

Fees may change in accordance with relevant announcements regarding the services.
Regulated occupational loan (Nano Finance)
Loan amount and repayment period are subject to the conditions set by the company.
In case of default, the default interest rate is the contract rate plus 3% per year.
If you default, the company may need to terminate the contract and proceed with legal action.
If the interest-rate policy changes in accordance with announcements, the company will give at least 30 days' notice.
Terms and interest rates follow the company's announcements. Current rates can be checked on the company's website.

Reducing-balance interest calculation example

Reducing-balance formula

Principal × annual interest rate × days in the period

365 (days in a year)

Example A customer receives a 10,000 baht loan at 33% per year, repayable over 24 months, with the contract signed on 1 January 2025.

The contract requires payment on the 1st of each month, at 575 baht per installment.

Example reducing-balance interest calculation table
Installment	Due date	Days	Payment	Interest	Principal	Remaining principal	Interest calculation example
Contract date	1 Jan 2025					10,000.00
1	1 Feb 2025	31	575.00	280.27	294.73	9,705.27	(10,000.00 × 33% × 31 / 365 = 280.27)
2	1 Mar 2025	28	575.00	245.69	329.31	9,375.96	(9,705.27 × 33% × 28 / 365 = 245.69)
3	1 Apr 2025	31	575.00	262.78	312.22	9,063.75	(9,375.96 × 33% × 31 / 365 = 262.78)
4	1 May 2025	30	575.00	245.84	329.16	8,734.59	(9,063.75 × 33% × 30 / 365 = 245.84)
5	1 Jun 2025	31	575.00	244.81	330.19	8,404.39	(8,734.59 × 33% × 31 / 365 = 244.81)

Loan amountbaht

Repayment term

Annual interest rate—